US Housing Market Is Moving into ‘Buy Territory’!

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According to the Beracha, Hardin & Johnson Buy vs. Rent (BH&J) Index, the U.S. housing market has continued to move deeper into buy territory, supporting the belief that housing markets across the country remain a sound investment.

根據伯拉查,哈丁和約翰遜購屋與租金(BH&J)指數,美國房屋市場繼續深入購買領域,支持全國房屋市場仍是良好投資的信念。

The BH&J Index is a quarterly report that attempts to answer the question:

BH&J指數是份季度報告,試圖回答以下這個問題:

In today’s housing market, is it better to rent or buy a home?

在今日的房屋市場中,租屋還是購屋較佳?

The index examines the entire US housing market and then isolates 23 major cities for comparison. The researchers “measure the relationship between purchasing property and building wealth through a buildup in equity versus renting a comparable property and investing in a portfolio of stocks and bonds.” 

該指數檢視整個美國房屋市場,然後隔離23個主要城市進行比較。研究人員“比較經由購屋賺取抵押資產來提高個人財富與租屋並投資於股票證卷來提高個人財富。”

While most of the metropolitan markets examined moved further into buy territory (16 of the 23), markets like Dallas, Denver, and Houston are currently deep into rent territory. In these three markets, it is estimated that renting will top homeownership 7 out of 10 times.

雖然大多數大都會市場更進一步的進入購買領域(23個城市中的16個),達拉斯,丹佛和休斯頓的市場目前較偏向租屋領域。在這三個市場中,據估計十人中有七人租屋。

Due to a lack of inventory, the home prices in the Dallas, Denver, and Houston areas have increased by 11.6%, 8.3%, and 6.6% respectively. Home prices in these areas will begin to return to more normal levels once residents realize that renting is not the best option, therefore bringing home affordability back as well.

由於缺乏庫存,達拉斯,丹佛和休斯敦地區的房價分別上漲了11.6%,8.3%和6.6%。一旦居民意識到租屋並不是最好的選擇,這些地區的房價將開始恢復到更正常的水平,使一般民眾更能負擔得起購屋。

Bottom Line
結論

The majority of the country is strongly in buy territory. Buying a home makes sense socially and financially, as rents are predicted to increase substantially in the next year. Protect yourself from rising rents by locking in your housing cost with a mortgage payment now.

美國大部分地區是強壯的購屋領域,購買房屋在社會和經濟上都有益處,尤其預計明年租金將大幅上漲。為了保護自己免受高漲的租金影響,應該趁現在就利用房屋貸款來鎖定你的房屋成本。

To Find Out More About the Study: The BH&J Index and other FAU real estate activities are sponsored by Investments Limited of Boca Raton. The BH&J Index is published quarterly and is available online at http://business.fau.edu/buyvsrent.

了解更多:BH&J指數和其他FAU房地產活動由Boca Raton的投資有限公司贊助。 BH&J指數每季度公佈一次,可在網上查閱:http://business.fau.edu/buyvsrent。

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