The Impact of Homeownership on Civic Involvement

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The National Association of Realtors recently released a study titled ‘Social Benefits of Homeownership and Stable Housing.’ The study confirmed a long-standing belief of most Americans:

全國房地產經紀人協會最近發布了一項名為“房屋擁有權和穩定住屋的社會福利”研究報告,證實了大多數美國人長期以來的信念:

“Owning a home embodies the promise of individual autonomy and is the aspiration of most American households. Homeownership allows households to accumulate wealth and social status, and is the basis for a number of positive social, economic, family and civic outcomes.”

“擁有自己的家體現了個人自主的承諾,是大多數美國家庭的願望。房屋擁有權使家庭能夠積累財富和社會地位,是影響積極的社會,經濟,家庭和公民成果的基礎。”

Today, we want to cover the section of the report that quoted several studies concentrating on the impact homeownership has on the civic participation of family members. Here are some of the major findings on this issue revealed in the report:

今天,我們來看看報告中關於房屋所有權對家庭成員公民參與的影響,以下是報告中關於這個問題的主要發現:

  • Homeowners have a much greater financial stake in their neighborhoods than renters. With the median national home price in 2015 at $223,900, even a 5% decline in home values will translate into a loss of more than $11,195 for a typical homeowner.
    屋主比租屋者在他們的社區擁有更大的財務利益。2015年全國房價平均值為223,900美元,即使房屋價格只下跌5%,屋主的損失將超過$11,195美元。
  • Because owners tend to remain in their homes longer, they add a degree of stability to their neighborhood.
    因為屋主往往在房屋中居住較長的時間,他們增加了社區的穩定性。
  • Homeowners also reap the financial gains of any appreciation in the value of their home, so they also tend to spend more time and money maintaining their residence, which also contributes to the overall quality of the surrounding community.
    屋主可獲得房屋升值的經濟收益,所以他們也樂於花更多的時間和金錢來維持房屋的狀況,也樂於幫助提升社區的整體質量。
  • Homeowners were found to be more politically active than renters with 77% of homeowners saying they had at some point voted in local elections compared with 52% of renters.
    屋主比租屋者更具政治活躍度,77%的屋主說在地方選舉中投票,而租屋者中僅有52%投票。
  • There seems to be a greater awareness of the political process among homeowners. About 38% of homeowners knew the name of their local school board representative, compared with only 20% of renters.
    屋主對政治過程更了解,約38%的屋主知道社區學校董事會代表的名字,而只有20%的租屋者知道。
  • There is a higher incidence of membership in voluntary organizations and church attendance among homeowners.
    較多屋主參與志願組織和上教堂。
  • Homeownership does create social capital and provide residents with a platform from which to connect and interact with neighbors.
    房屋所有權確實創造了社會資本,並為居民提供了一個與鄰居連接和互動的平台。
  • Owning a home means owning part of a neighborhood, and a homeowner’s feelings of commitment to the home can arouse feelings of commitment to the neighborhood, which, in turn, can produce interactions with neighbors.
    擁有一棟房屋意味著擁有一個社區的一部分,一位屋主對家庭的承諾可以激發對鄰里的承諾,這可產生與鄰居的互動。

Bottom Line
結論

People often talk about the financial benefits of homeownership. As we can see, there are also social benefits of owning your own home.

人們經常談論房屋所有權的經濟利益,我們可以看到,擁有自己的家也有社會利益。

*Next Thursday, we will report the study’s findings on the impact homeownership has on a family’s health.

*下週四,我們將報告房屋擁有權對家庭健康影響的研究結果。

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