The Great News About Rising Prices for Homeowners

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Recently there has been a lot of talk about home prices and if they are accelerating too quickly. As we mentioned before, in some areas of the country, seller supply (homes for sale) cannot keep up with the number of buyers out looking for a home, which has caused prices to rise.

最近有許多關於房價是否上漲太快的討論,正如我們之前提到的,許多地區的賣家供應量(出售房屋)跟不上買家的數量,這導致房價上升。

The great news about rising prices, however, is that according to CoreLogic’s US Economic Outlook, the average American household gained over $11,000 in equity over the course of the last year, largely due to home value increases.

根據CoreLogic的“美國經濟展望”報告,關於房價上漲的好消息是在過去一年中,美國家庭的平均總收入賺取超過了$11,000美元的抵押資產,主要是由於房屋價值的增長。

The map below was created using the same report from CoreLogic and shows the average equity gain per mortgaged home from June 2015 to June 2016 (the latest data available).

下面的地圖使用CoreLogic的相同報告創建,顯示從2015年6月到2016年6月的房屋平均抵押資產收益(最新數據)。

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For those who are worried that we are doomed to repeat 2006 all over again, it is important to note that homeowners are investing their new-found equity in their homes and themselves, not in depreciating assets.

對於那些擔心我們是否會重複2006年的人,重要的是要注意,屋主們正在將他們的新賺取的抵押資產投資在他們的家和自己身上,而不是貶值資產。

The added equity is helping families put their children through college, invest in starting small businesses, allowing them to pay off their mortgage sooner or move up to the home that will better suit their needs now.

增加的抵押資產正在幫助屋主送孩子們上大學,投資創業,提早還清房貸,或者搬到更適合的房屋。

Bottom Line
結論

CoreLogic predicts that home prices will appreciate by another 5% by this time next year. If you are a homeowner looking to take advantage of your home equity by moving up to your dream home, let’s get together to discuss your options!

CoreLogic預測明年這個時候房價將再升5%,如果你是屋主並想搬家,可多加利用你的抵押資產,歡迎與我們聯絡討論你的選擇!

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