Homeownership Offers Stability & Wealth Creation

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The most recent Housing Pulse Survey released by the National Association of Realtors revealed that the two major reasons Americans prefer owning their own home instead of renting are:

美國房地產經紀人協會發布的最新房屋市場調查顯示,美國人喜歡擁有自己的家勝過租屋的兩個主要原因為:

  1. They want the opportunity to build equity.
    希望可建立抵押資產。
  2. They want a stable and safe environment.
    想要一個穩定和安全的環境。

Building Equity
建立抵押資產

In a recent article by The Mortgage Reports, they report that “buying and owning a home is the essence of ‘The American Dream.’ Each month, your housing payments go toward owning your home instead of renting it; building your personal wealth and assets instead of someone else’s.

在房貸報告的最近的一篇文章中,他們指出,“購買和擁有自己的房屋是‘美國夢’的精華,每個月,你的房屋支出都是為你的家而付出,而不是租屋;你正在建立你自己的個人財富和資產,而不是別人的。

History has shown that homeownership is a clear path to wealth-building, with homeowners boasting a net worth [that is] multiples higher than the net worth of renters.”  

歷史證明房屋所有權是建立財富的明確途徑,屋主擁有的淨資產遠高於租屋者的淨資產好幾倍數。”

Family Stability
穩定的家庭

Does owning your home really create a more stable environment for your family?

擁有自己的家真的能為你的家庭提供一個更穩定的環境嗎?

survey of property managers conducted by rent.com disclosed two reasons tenants should feel less stable with their housing situation:

Rent.com對出租屋管理者進行的一項調查顯示租客對住屋情況感到不穩定的兩個原因:

  • 68% of property managers predict that rental rates will continue to rise in the next year by an average of 8%.
    68%的出租屋管理者預測未來一年租金將持續上升8%。
  • 53% of property managers said that they were more likely to bring in a new tenant at a higher rate than to negotiate and renew a lease with a current tenant they already know.
    53%的出租屋管理者表示,他們更有可能以較高的租金租給新租客,而不是與他們現有的租客談判和續訂租約。

We can see from these survey results that renting will provide anything but a stable environment in the near future.

從這些調查結果可以看出,租屋並無法對未來提供一個穩定的環境。

Bottom Line
結論

Homeowners enjoy a more stable environment, and at the same time are given the opportunity to build their family’s net worth.

屋主享有更穩定的環境,同時有機會建立他們家庭的淨資產。

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