Millionaire to Millennials: Buy a Home!!

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Last week, CNBC ran an article quoting self-made millionaire David Bach explaining that not purchasing a home is “the single biggest mistake millennials are making” because buying real estate is“an escalator to wealth.”

上週CNBC報導了一篇關於百萬富翁David Bach的文章,文中他說,不買房子是“千禧世代年輕人最大的錯誤”,因為購買房地產是“擁有財富的自動手扶梯”。

Bach went on to explain:

Bach解釋:

“If millennials don’t buy a home, their chances of actually having any wealth in this country are little to none. The average homeowner to this day is 38 times wealthier than a renter.”

“如果千禧世代年輕人不買房子,他們在這個國家實際擁有任何財富的機會是幾乎不可能的,現在的屋主平均比租屋者富有38倍。”

In his bestselling book, “The Automatic Millionaire,” Bach does the math:

在他的暢銷書“自動百萬富翁”中,Bach計算了實際數字:

“As a renter, you can easily spend half a million dollars or more on rent over the years ($1,500 a month for 30 years comes to $540,000), and in the end wind up just where you started — owning nothing. Or you can buy a house and spend the same amount paying down a mortgage, and in the end wind up owning your own home free and clear!”

“作為承租人,多年累積下來,你可能需要花費$50萬美元以上的租金(每月$1,500美元,30年來達到$54萬美元),最後的結果也就是你開始的地方 – 什麼都沒有。但如果你可以買一棟房屋,並花了相同的金額支付房屋貸款,最後的結果是付清房貸完全無債務的擁有你自己的房屋!”

Who is David Bach?

David Bach是誰?

Bach is a self-made millionaire who has written nine consecutive New York Times bestsellers. His book, “The Automatic Millionaire,” spent 31 weeks on the New York Times bestseller list. He is one of the only business authors in history to have four books simultaneously on the New York Times, Wall Street Journal, BusinessWeek and USA Today bestseller lists.

Bach是位白手起家的百萬富翁,已經寫了九本紐約時報暢銷書。他的書“自動百萬富翁”在紐約時報暢銷書榜上熱賣了31個星期,他是唯一在歷史上同時有四本書在紐約時報、華爾街日報、商業周刊和美國今日暢銷書名單上的作者。

He has been a contributor to NBC’s Today Show appearing more than 100 times, has been a regular on ABC, CBS, Fox, CNBC, CNN, Yahoo, The View, and PBS, and has been profiled in many major publications, including The New York Times, BusinessWeek, USA Today, People, Reader’s Digest, Time, Financial Times, The Washington Post, The Wall Street Journal, Working Woman, Glamour, Family Circle, Redbook, Huffington Post, Business Insider, Investors’ Business Daily, and Forbes.

他一直是NBC的“今日秀”的特別來賓,出現了超過100次,也是ABC,CBS,Fox,CNBC,CNN,Yahoo,The View和PBS的常客,並且在許多主要報章雜誌,如紐約時報,商業周刊,美國今日,People,讀者文摘,Time,金融時報,華盛頓郵報,華爾街日報,職業女人,魅力,家庭圈,紅皮書,Huffington郵報,商業內幕,投資者商業日報和Forbes等。

Bottom Line
結論

Whenever a well-respected millionaire gives investment advice, people usually clamor to hear it. This millionaire gave simple advice – if you don’t yet live in your own home, go buy one.

當一位受人尊敬的百萬富翁提供投資建議,人們通常都會聆聽。這位百萬富翁給了個簡單的建議 – 如果你還未住在自己的家中,快去買一棟房屋吧!

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