How Do Rising Prices Impact Your Home Equity?

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Yesterday, we shared the results of the latest Home Price Expectation Survey by Pulsenomics. One of the big takeaways from the survey is that over the next five years, home prices will appreciate 3.5% per year on average, and cumulatively will grow by around 18%.

昨天我們分享了Pulsenomics最新的房屋價格展望調查結果,調查結果的重點為在未來五年內,房價會持續平均每年升值3.5%,並累計至18%左右。

So what does this mean for homeowners and their equity position?
所以,這對屋主和他們的抵押資產有何意義?

For example, let’s assume a young couple purchased and closed on a $250,000 home in January of this year. If we only look at the projected increase in the price of that home, how much equity would they earn over the next 5 years?

舉例說明,假設一對年輕夫婦在今年一月買下了一棟$25萬的房子,如果我們以預測的升值來計算,未來五年他們會賺入多少抵押資產呢?

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Since the experts predict that home prices will increase by 4.5% this year alone, the young homeowners will have gained over $11,000 in equity in just one year.

專家預測光是今年房價將增長4.5%,這對年輕的屋主會在短短一年內賺得超過$11,000的抵押資產。

Over a five-year period, their equity will increase by over $46,000! This figure does not even take into account their monthly principal mortgage payments. In many cases, home equity is one of the largest portions of a family’s overall net worth.

五年下來,他們的抵押資產將賺超過$ 46,000!這個數字甚至未將他們每月支付的本金貸款償算在內,一般狀況下,房屋抵押資產是一個家庭整體淨資產的最大的部分之一。

Bottom Line
結論

Not only is homeownership something to be proud of, it also offers you and your family the ability to build equity you can borrow against in the future. If you are ready and willing to buy, let’s meet up to find out if you are able to today!

擁有自己的房屋不僅是一件值得驕傲的事,更能幫助您和家人建立抵押資產,增擴您未來借用金錢的能力。如果您已經準備好購屋,歡迎與我們聯絡,一同建立您和家人的財富!

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