3 Crucial Questions Most Home Buyers Don’t Know the Answer To…DO YOU?

20160714-Questions-STM

Whether you are considering the purchase of your first home or trading up to the home your family frequently fantasizes about, there are three crucial questions you must know the answer to:

無論您正在考慮購買您的第一棟房子,或是搬家到您和家人夢想中的房屋,有三個關鍵問題,您必須知道答案:

  1. What is the minimum down payment required to purchase a home?
    購買房屋的最低頭期款是多少?

  2. What is the minimum FICO score required to qualify for a mortgage?
    獲得房屋貸款所需的最低FICO信用分數是多少?

  3. What is the maximum Back-End DTI Ratio allowed?
    最高可允許的負債比例是多少?

A survey conducted by Fannie Mae revealed startling information: most Americans don’t know the answer to these three crucially important questions. Here is a graphic showing the results of the survey:

房利美進行的調查顯示出驚人的結果,大多數的民眾都不知道這三個重要問題的答案,下圖是該調查的結果:

Do-You-Know-STM

The percentages are quite disturbing but can explain why so many people believe they are not eligible to purchase a home whether it is a first home or a trade-up home. Here are the actually requirements as per Fannie Mae:

這個調查結果頗令人不安,但可以解釋為什麼有這麼多的人誤認為他們沒有購屋的資格,以下為房利美提供三個問題的答案:

Fannie-Mae-Requirements-STM

Bottom Line
結論

If you are considering purchasing a home, make sure you are aware of all your options before moving forward.

如果您正在考慮購屋,歡迎與我們聯絡,看看您是否早已擁有購屋的條件!

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