Homeownership Builds Wealth & Offers Stability


The most recent Housing Pulse Survey released by the National Association of Realtors revealed that the two major reasons Americans prefer owning their own home instead of renting are:

  1. They want the opportunity to build equity.
  2. They want a stable and safe environment.


  1. 希望有建立產業權益的機會。
  2. 希望有一個穩定和安全的居住環境。

Building Equity

John Taylor, CEO of the National Community Reinvestment Coalition, explains that those who lack the opportunity to become homeowners have a weakened ability to reinvest their wealth:


“We traditionally have been huge supporters of homeownership. We see it as a way to provide stability for households but also as an asset-building strategy. If you continue to be a renter, locked out of the homeownership arena, increasingly those things are further and further out of reach. They’re joined at the hip. They perpetuate each other.” 


Family Stability

Does owning your home really create a more stable environment for your family?


survey of property managers conducted by rent.com disclosed two reasons tenants should feel less stable with their housing situation:

  • 68% of property managers predict that rental rates will continue to rise in the next year by an average of 8%.
  • 53% of property managers said that they were more likely to bring in a new tenant at a higher rate than negotiate and renew a lease with a current tenant they already know.


  • 68%的租屋管理人員預測租金在明年上漲8%。
  • 53%租屋管理人員表示,他們寧願把房屋以更高價錢租給新房客,也較不願與現有房客討價還價續約。

We can see from these survey results that renting will provide anything but a stable environment in the near future.


Bottom Line

Homeowners enjoy a more stable environment and at the same time are given the opportunity to build their family’s net worth.


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