Homeownership Builds Wealth & Offers Stability

20160712-Wealth-Stability-ST

The most recent Housing Pulse Survey released by the National Association of Realtors revealed that the two major reasons Americans prefer owning their own home instead of renting are:

  1. They want the opportunity to build equity.
  2. They want a stable and safe environment.

由美國全國房地產經紀人協會公佈的最新調查顯示,美國人偏好擁有房屋多於租屋的主要原因為:

  1. 希望有建立產業權益的機會。
  2. 希望有一個穩定和安全的居住環境。

Building Equity
建立產業權益

John Taylor, CEO of the National Community Reinvestment Coalition, explains that those who lack the opportunity to become homeowners have a weakened ability to reinvest their wealth:

全國社區投資聯盟總裁約翰·泰勒解釋說,如果沒有擁有自己的房屋,那麼投資財富能力將減弱:

“We traditionally have been huge supporters of homeownership. We see it as a way to provide stability for households but also as an asset-building strategy. If you continue to be a renter, locked out of the homeownership arena, increasingly those things are further and further out of reach. They’re joined at the hip. They perpetuate each other.” 

“傳統上我們支持擁有自己的住屋,我們把它視為對家庭的穩定性,也可做為資產建設投資的方法。如果您繼續租屋,將會對財富越來越遙不可及。 

Family Stability
穩定安全的家庭

Does owning your home really create a more stable environment for your family?

擁有房屋真的能為您的家庭提供更穩定的環境嗎?

survey of property managers conducted by rent.com disclosed two reasons tenants should feel less stable with their housing situation:

  • 68% of property managers predict that rental rates will continue to rise in the next year by an average of 8%.
  • 53% of property managers said that they were more likely to bring in a new tenant at a higher rate than negotiate and renew a lease with a current tenant they already know.

由rent.com進行的一項調查披露兩個租屋者對住屋情況感到不穩定的兩個原因:

  • 68%的租屋管理人員預測租金在明年上漲8%。
  • 53%租屋管理人員表示,他們寧願把房屋以更高價錢租給新房客,也較不願與現有房客討價還價續約。

We can see from these survey results that renting will provide anything but a stable environment in the near future.

我們可以從這些調查結果看到,在不久的將來,租屋決定無法提供一個穩定的居住環境。

Bottom Line
結論

Homeowners enjoy a more stable environment and at the same time are given the opportunity to build their family’s net worth.

屋主可享受更穩定的環境,並在同時間內擁有建立家庭資產的機會。
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