3 Reasons to Buy Luxury Property THIS Year!!

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The housing market is hot, with prices rising as demand far outpaces supply in almost every region. However, when it comes to luxury real estate, things are quite different. In the upper-end market, inventory is plentiful in most locations.

房地產市場正在火熱,幾乎每個地區的需求遠大於供應,因此造成房價上漲。然而,對高檔豪宅來說,情況又不一樣了,幾乎每個地區的高檔豪宅庫存都非常充足。

For that reason, prices haven’t skyrocketed as they have in the lower and mid-tier markets. This, coupled with sensational mortgage rates, means that this may be the perfect time to purchase the luxury property you have always desired.

出於這個原因,高檔豪宅的價格並沒有像低價和中價房屋價格一樣暴漲。同時,目前歷史新低點的房屋貸款利率,意味著這可能是您購買夢想中豪宅的最佳時機。

Let’s break it down into the three major reasons to act now:
我們來看看為何現在就該立即採取行動的三大理由:

1. There are more homes from which to choose
有更多的高檔豪宅可以選擇

According to a recent Wall Street Journal article, inventory in the upper end is increasing, while it is decreasing at the lower and mid-tier price ranges. Here is a graph showing the average increase/decrease in inventory for the first four months of this year as compared to last year:

根據最近的華爾街日報文章表示,高檔豪宅的庫存正在增加,相對於低價和中價房屋的庫存正在減少。以下是與去年同期的四個月庫存增加/減少的相比:

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2. Prices are becoming more reasonable
價格變得更加合理

In a separate article, the Wall Street Journal also talked about prices in the luxury market. They explained that downward price adjustments have been more common in the luxury market than in markets with lower prices. They went on to say:

“The growing number of price cuts suggests luxury-home sellers are becoming more realistic about property values as sales have slowed, said several real-estate veterans.”

Not only will you have more to choose from, but you may also be able to get the property at a reduced price.

華爾街日報在另一篇文章中談到高檔豪宅的市場價格,他們表示,高檔豪宅市場價格下降調整比一般低價市場更為普遍,他們接著說:

“許多房地產資深工作者表示,越來越多的高檔豪宅降價,意味著豪宅賣家已了解現今的豪宅房地產市場銷售量正在減少。”

您不僅將有更多的房屋選擇,還可以更優惠的價格購得豪宅。

3. Mortgage rates are at historic lows
房貸利率正處於歷史低點

In the past, one of the drawbacks to purchasing a luxury property was the larger mortgage rate on “jumbo” loans which are often required on high end properties.

However, HSH.com just revealed that jumbo rates just set new record lows:

“While conforming fixed-rate mortgages eased a little this week, 30-year fixed-rate jumbos declined enough to break into new record low territory (3.66%), besting the previous low set in April by two basis points.”

在過去,購買豪宅的缺點之一為“jumbo 巨無霸”貸款的高利率。

然而,HSH.com剛透露,jumbo 巨無霸貸款的利率已達到了歷史紀錄低點:

“本週房屋貸款固定利率更緩和了點,巨無霸貸款30年期固定利率下降至新歷史紀錄低點(3.66%),比四月的歷史低點又更下降了兩點”。

Bottom Line
結論

More choices, better prices and historically low mortgage rates may make this the perfect time for you to own one of those luxury properties you and your family have always fantasized about.

更多的選擇,更好的價格和歷史低點的房屋貸款利率,目前正是為您和您的家人購入夢想中豪宅的完美時機!

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